{"id":463,"date":"2024-02-16T13:55:58","date_gmt":"2024-02-16T13:55:58","guid":{"rendered":"https:\/\/www.ismiledentalarts.com\/blog\/?p=463"},"modified":"2024-03-29T15:17:41","modified_gmt":"2024-03-29T15:17:41","slug":"should-you-get-an-in-house-dental-benefits-plan","status":"publish","type":"post","link":"https:\/\/www.ismiledentalarts.com\/blog\/should-you-get-an-in-house-dental-benefits-plan\/","title":{"rendered":"Should You Get an In-House Dental Benefits Plan?"},"content":{"rendered":"
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For a long time, if you wanted to consistently save on your dental care, you essentially had one option\u2014dental insurance. However, only about 50% of the U.S. has dental coverage either through a private plan or their employer, so does that mean half of the country is paying out of pocket? Not really! Over the last decade, more and more dental practices have started offering in-house membership plans<\/a> that help patients spend less on dentistry without <\/em>needing insurance. How do they work, and would one be right for you?<\/p>\n\n\n\n\n\n\n\n

How In-House Dental Plans Work<\/h2>\n\n\n\n

Every dental practice\u2019s in-house plan has its own unique terms, but there are a few things you\u2019ll see time and time again.<\/p>\n\n\n\n

When you sign up, you pay either a monthly or yearly fee, and then you\u2019re immediately able to access your benefits. These often include fully covered checkups and cleanings for the year, an emergency exam, and a flat discount for all sorts of services ranging from crowns and bridges to veneers and teeth whitening that will be automatically applied when you visit.  <\/p>\n\n\n\n

It\u2019s important to highlight that an in-house plan only works at the specific dental office it comes from. That means you can\u2019t sign up for a plan at Practice A and hope that Practice B will honor the terms.<\/p>\n\n\n\n

In-House Dental Plans vs. Dental Insurance<\/h2>\n\n\n\n

While in-house dental plans seem somewhat similar to dental insurance, there are some distinct differences that make them a better fit for many people:<\/p>\n\n\n\n