{"id":454,"date":"2023-11-07T21:58:00","date_gmt":"2023-11-07T21:58:00","guid":{"rendered":"https:\/\/www.ismiledentalarts.com\/blog\/?p=454"},"modified":"2024-01-07T22:01:55","modified_gmt":"2024-01-07T22:01:55","slug":"5-things-to-consider-when-shopping-for-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.ismiledentalarts.com\/blog\/5-things-to-consider-when-shopping-for-dental-insurance\/","title":{"rendered":"Things to Consider When Choosing Dental Insurance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-455\" src=\"https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2024\/01\/dental-insurance-2-300x255.jpg\" alt=\"Dental insurance on a computer screen\" width=\"300\" height=\"255\" srcset=\"https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2024\/01\/dental-insurance-2-300x255.jpg 300w, https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2024\/01\/dental-insurance-2-768x654.jpg 768w, https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2024\/01\/dental-insurance-2.jpg 868w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Did you know that your oral and overall well-being are closely connected? Healthy teeth and gums are more important than ever before, but they don\u2019t happen by chance. Brushing and flossing aren\u2019t enough to keep your mouth healthy. The American Dental Association recommends seeing a dentist every 6 months for a cleaning and checkup. <a href=\"https:\/\/www.ismiledentalarts.com\/dental-insurance.html\">Dental insurance<\/a> is an investment in reduced rates for the services you need for optimal oral health. It\u2019s open enrollment time, but you don\u2019t want to just pick any dental plan. Here are 5 important things to consider when choosing dental insurance.<\/p>\n<p><!--more--><\/p>\n\n\n<h2 class=\"wp-block-heading\">1. Premiums, Deductibles, and Limits<\/h2>\n\n\n\n<p>You\u2019ll pay monthly premiums for your policy, which gives you access to a nationwide network of dental professionals. In addition to preventive care, your dental insurance will pay some of the expenses for medically necessary treatments after you meet your annual deductible. The amount that must be paid varies, depending on the insurer and your policy. Your insurance will pay some of the expenses until you reach your yearly limit.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Services Covered By the Dental Plan<\/h2>\n\n\n\n<p>Most dental plans follow the same breakdown of services:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100% of preventive services are covered.<\/li>\n\n\n\n<li>80% of minor restorative procedures are covered.<\/li>\n\n\n\n<li>50% of major restorative procedures are covered.<\/li>\n<\/ul>\n\n\n\n<p>Not all policies cover specialty services, like orthodontics. Consider your personal needs when choosing a plan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Waiting Periods<\/h2>\n\n\n\n<p>Dental insurance can save you a lot of money when it comes to keeping your mouth healthy. However, some dental insurance companies have waiting periods for new policyholders. Often, preventive services are covered within 30 days, but other services may not be covered for 3 months or longer.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Dental Insurance Expires<\/h2>\n\n\n\n<p>Dental insurance doesn\u2019t last forever. Dental benefits expire at the end of the calendar year. You aren\u2019t reimbursed for your premiums, even if you never visit a dentist. Your deductible isn\u2019t refundable and your annual allowance won\u2019t carry over.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Dentists Near You<\/h2>\n\n\n\n<p>Look for dentists in your area that accept the plan you\u2019re considering. Your dental insurance will recommend choosing a dentist in their network to benefit from more coverage at the time of services. You can visit any dentist that accepts your insurance plan, even if they are out-of-network. You can still use your insurance, but you\u2019ll be responsible for the difference between your policy\u2019s allowable amount and the dentist\u2019s fees.&nbsp;<\/p>\n\n\n\n<p>Dental insurance is a great investment. You can visit your dentist regularly to achieve excellent oral health to support your well-being. You\u2019ll keep your mouth and body healthy while also reducing your overall dental expenses. You can\u2019t put a price on the benefits you\u2019ll gain with a healthy, confident smile.<\/p>\n\n\n\n<p><strong>About Dr. Wael M. Kassem<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.ismiledentalarts.com\/meet-the-dentist.html\">Dr. Kassem<\/a> achieved his dental degree at Temple University and has regularly continued his training to provide the most up-to-date services, like dental implants and cosmetic dentistry. He accepts many dental insurance plans to keep a healthy smile affordable. Dr. Kassem is a member of many professional organizations, including the American Dental Association. <a href=\"https:\/\/www.ismiledentalarts.com\/request-an-appointment.html\">Request an appointment<\/a> through his website or call (856) 341-9472.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that your oral and overall well-being are closely connected? Healthy teeth and gums are more important than ever before, but they don\u2019t happen by chance. Brushing and flossing aren\u2019t enough to keep your mouth healthy. The American Dental Association recommends seeing a dentist every 6 months for a cleaning and checkup. Dental [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-454","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Things to Consider When Shopping for Dental Insurance<\/title>\n<meta name=\"description\" content=\"It\u2019s open enrollment time! 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Here are 5 important things to consider when choosing your new dental insurance plan.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2024\/01\/dental-insurance-2.jpg\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/\"},\"author\":{\"name\":\"drkassem\",\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/#\\\/schema\\\/person\\\/f3bbb53cbbabefe652733dba9d169e72\"},\"headline\":\"Things to Consider When Choosing Dental Insurance\",\"datePublished\":\"2023-11-07T21:58:00+00:00\",\"dateModified\":\"2024-01-07T22:01:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/\"},\"wordCount\":523,\"image\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/dental-insurance-2-300x255.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/\",\"url\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/\",\"name\":\"5 Things to Consider When Shopping for Dental Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/5-things-to-consider-when-shopping-for-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/dental-insurance-2-300x255.jpg\",\"datePublished\":\"2023-11-07T21:58:00+00:00\",\"dateModified\":\"2024-01-07T22:01:55+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.ismiledentalarts.com\\\/blog\\\/#\\\/schema\\\/person\\\/f3bbb53cbbabefe652733dba9d169e72\"},\"description\":\"It\u2019s open enrollment time! 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