{"id":206,"date":"2019-11-18T15:11:00","date_gmt":"2019-11-18T15:11:00","guid":{"rendered":"https:\/\/www.ismiledentalarts.com\/blog\/?p=206"},"modified":"2025-07-02T20:39:13","modified_gmt":"2025-07-02T20:39:13","slug":"use-it-or-lose-it-using-your-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.ismiledentalarts.com\/blog\/use-it-or-lose-it-using-your-dental-insurance-benefits\/","title":{"rendered":"Use It or Lose It: Using Your Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_230245048__2___1576076848_17546.jpg\" alt=\"\" class=\"wp-image-207\" width=\"301\" height=\"200\" srcset=\"https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_230245048__2___1576076848_17546.jpg 800w, https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_230245048__2___1576076848_17546-300x200.jpg 300w, https:\/\/www.ismiledentalarts.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_230245048__2___1576076848_17546-768x512.jpg 768w\" sizes=\"auto, (max-width: 301px) 100vw, 301px\" \/><\/figure><\/div>\n\n\n\n<p>Most <a href=\"https:\/\/www.ismiledentalarts.com\/dental-insurance.html\">dental insurance\nplans<\/a> will reset at the end of the year. Have you done everything you can\nto maximize your benefits before then? Or are you about to lose hundreds of\ndollars that could have gone towards a healthier smile? If you want to get the\nmost out of your insurance plan and keep your mouth healthy, read on to learn\nabout the importance of seeing the dentist and using your benefits before\nJanuary 1st.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What is Your Yearly Maximum?<\/h2>\n\n\n\n<p>The yearly maximum is the cap your policy sets on how much\nit will pay out for dental care during the year. Any unused portion of the\nmaximum is returned to the company once your plan resets. That means the clock\nis ticking for you to take advantage of the money while you still have it. Your\ngoal should be to reach or exceed your yearly maximum; that way, you\u2019ll know\nthat you\u2019ve done everything you can to promote your own oral health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is the Deductible Paid?<\/h2>\n\n\n\n<p>Your insurance company requires you to pay your dentist a\ncertain amount of money out of pocket before your coverage kicks in. The good\nnews is that the deductible only needs to be met once during the year;\nunfortunately, it will restart with the rest of your plan in January. If you have\nalready paid the fee for the year, you should get the treatment you need now\ninstead of later. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Can You Overlap?<\/h2>\n\n\n\n<p>One way to save money on a costly procedure with multiple\nsteps is to start them before January 1st and finish them afterwards. That way\nyou maximize this year\u2019s benefits while also taking advantage of next year\u2019s\nbenefits, thus significantly lowering your out-of-pocket costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Have You Kept Up Your Premiums?<\/h2>\n\n\n\n<p>If you pay your premiums, it makes sense to cash in on your\ninsurance benefits. While you might not need any treatment to restore your oral\nhealth, you should at least see the dentist twice a year for checkups and\ncleanings. Most insurance companies cover these visits 100% because they can\nprevent gum disease, tooth decay and other dental issues from becoming larger problems\nthat are more expensive to treat. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do You Need Treatment?<\/h2>\n\n\n\n<p>If your dentist has already told you that you need dental\nwork, you shouldn\u2019t put it off. Oral health problems rarely get better on their\nown; in fact, they\u2019ll usually become more severe as time passes. Utilizing your\nbenefits and making an appointment now could be the decision that saves your\nteeth. <\/p>\n\n\n\n<p>Ready to make a plan for maximizing your benefits? Make an\nappointment with your dentist in Williamstown today to find out how you can\ntake care of your teeth \u2013 and how your insurance can help you do it. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About the Author<\/h3>\n\n\n\n<p>Dr. Wael M. Kassem completed his dental studies in 2007, and\nsince then he has continued challenging himself and broadening his knowledge so\nthat he can provide patients with exceptional service using state-of-the-art\nmaterials. His practice, iSmile Dental Arts, is in-network with many major\ndental plans (including Cigna PPO, Delta Dental, and Metlife) and will work\nwith you to file claims to ensure you receive the benefits you deserve. To\nschedule an appointment, visit his <a href=\"https:\/\/www.ismiledentalarts.com\/contact.html\">website<\/a> or call\n(856) 818-9998.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most dental insurance plans will reset at the end of the year. Have you done everything you can to maximize your benefits before then? Or are you about to lose hundreds of dollars that could have gone towards a healthier smile? If you want to get the most out of your insurance plan and keep [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-206","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance Benefits in Williamstown | iSmile Dental Arts<\/title>\n<meta name=\"description\" content=\"If your plan has an end-of-the-year deadline, you\u2019re running out of time to see your dentist and use your benefits before they\u2019re gone forever.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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